New Delhi: As Diwali is just around the corner, many people plan to shop for festive wear, gadgets, or home decor. E-commerce companies and other retailers are offering discount offers. Are you also one of them looking for ways to save money on shopping? Here are the details that may help you save on your shopping.
1. Use Credit CardUsing a credit card wisely can help you save money while shopping as there are many no-cost EMIs, cashback, and reward points. However, to fully benefit from these offers, you need to make smart choices which suits your spending habits. 2. Look For Lucrative DealsInstead of shopping directly from any platform, explore cashback and discount offers on physical outlets, e-commerce websites, or other platforms. 3. Plan Your Big PurchasesTiming is key when you are looking to save money on your purchases. Some platforms offer extra rewards during the festivals. So, you can plan larger purchases like smartphones or appliances during such promotional periods to get maximum benefits. 4. Decode Credit Card RewardsIf you use credit cards for shopping, first need to understand the different types of rewards because knowing which rewards your card offers will help you make smarter purchases. Reward PointsEarn points on each transaction and redeem them for gift vouchers, hotel stays, or flight bookings. CashbackA percentage of your spending is returned as a statement credit. Loyalty PointsUse these points for discounts or special offers at partner stores. 5. How To Use Reward Points?Check your existing credit cards for accumulated reward points. These points can often be used to pay part of your bill, buy gift vouchers, or get discounts on travel bookings. Some banks also allow users to convert reward points into cash or redeem them for products from a curated catalogue.( Disclaimer: The above article is meant for informational purposes only, and should not be considered as any investment advice. Times Now Digital suggests its readers/audience to consult their financial advisors before making any money related decisions.)You may also like
Ten more hoax bomb threats on Spice Jet, Air Asia flights, 30 total threats received by multiple airlines
Odisha To Hold Roadshows In Singapore & Europe To Woo Investors, Says CM In Mumbai
BJP announces first list of candidates for Jharkhand Assembly elections
Prayagraj transformation draws pilgrims ahead of Maha Kumbh 2025, tourists praise CM Yogi's leadership
1st Test: A Childhood Dream Is Fulfilled, Says Sarfaraz Khan On His Maiden Test Ton V NZ